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Category: Newsletters

Incise Insight – August 2021

  • Posted on August 24, 2021
  • Posted by Daniel Flanscha
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Incise Insight – June 2021

  • Posted on August 24, 2021
  • Posted by Daniel Flanscha
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Incise Insight – April 2021

  • Posted on August 24, 2021
  • Posted by Daniel Flanscha
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Incise Insight – June 2020

  • Posted on July 22, 2020
  • Posted by Daniel Flanscha
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Incise Insight – April 2020

  • Posted on July 22, 2020
  • Posted by Daniel Flanscha
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Incise Insight – February 2020

  • Posted on July 22, 2020
  • Posted by Daniel Flanscha
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Incise Insight – December 2019

  • Posted on July 22, 2020
  • Posted by Daniel Flanscha
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Incise Insight – October 2019

  • Posted on July 22, 2020
  • Posted by Daniel Flanscha
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  • Incise Insight – August 2021
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Longs Peak Education provides relevant, balanced, and thorough information regarding the subject matter being covered so that the learner has sufficient knowledge to make a reasonable assessment regarding the pros and cons of the financial material being covered. Although a tremendous amount of financial advice today is disseminated under the guise of financial entertainment, Longs Peak Education develops content which is not intended for entertainment.

Content is based on research and incorporates economic principles which recognize the reality that money behaves in ways which cannot be portrayed through the use of consistent return assumptions. The application of consistent returns is typically used in black box financial planning by applying the same rate of return (math) in line graphs to demonstrate how an investment is assumed to grow over time.

The purpose of Longs Peak Education is to provide financial education. The content is not intended to provide individual, family, or business financial advice. True financial advice cannot be provided without a deep understanding of each individual situation, which can only be accomplished through an in-depth analysis which involves a two-way dialogue. It is important that individuals take steps to meet with qualified professionals who take a macroeconomic approach, not merely a “black box” financial planning approach to finances including, but not limited to, risk, insurance, investments, and taxes. One should seek professional counsel which can incorporate an evaluation using realistic rate of return assumptions, the utilization of long compound interest curves, an evaluation of lost opportunity costs and the potential for velocity of money as it relates to one’s specific financial circumstance. Content provided is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.

Longs Peak Education suggests that individuals conduct research to understand the specific licenses held, educational qualifications achieved, level of experience, and standards of conduct required of any potential financial advisor. This evaluation should also include an understanding of that advisor’s philosophies regarding financial planning and the scope of financial tools utilized in their planning advice.

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